Additionally, if you had a credit card through Providian, it could have a had a different name on the credit card, but your paperwork would have said that the card was serviced through Providian. Ask yourself, Do I owe the money? The debt is over 3 years past the SOL. However, you need to assert those affirmative defenses promptly, or you may lose the ability to use those defenses later in the case, including at the trial of the credit card lawsuit. The amount of time that passes before the debt is released to collections depends on the type of loan. You seem to acknowldege the debt. To late sue anyone. they almost put her back into the hospital.the dumb btch on the phone kept threatining to take her 800 dollar disability check! When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Submit a complaint and get your issue resolved. Instead of immediately calling to try and resolve the issue, she recommends consumers take a moment to evaluate the situation and the path of resolution they want to go on. He told me I owed money to Providian bank. Said went into collection in 2001. No materials from this website may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. They said if i owed it would have been on my credit report by now which it isnt, and that most likely it might be a scam because their system says i owe them nothing. Washington Mutual, Inc., continued to run the company as a wholly owned subsidiary, out of its San Francisco headquarters. Two weeks ago I received a summons to court! The complaint has been investigated and resolved to the customers satisfaction. The have been accused of deceptive practices. The scariest part is this person had all my personal information but was using my maiden name which I haven't used in over 20 years. Stop and take a deep breath . Payment history is the largest contributing factor to your FICO score. DON'T LET THESE THIEVES WIN! If you are concerned that Sherman will screw you over (or even if you are not), I would highly recommend the following: 1. As another example, many debt collectors cannot prove their case as required under the applicable Florida laws and rules of evidence. They claim I owe them $3000. I graduated from HS in 2001. Stated it was from Providian Bank for a debt that went into collections in 2009. They said they had left it at the front door. i called and spoke to a logan from ara who pretty much told me that i owe $8508.87 to which $4400.00 was in interest and fees. Many experts will recommend at least negotiating the debt to make settlement easier, rather than just ignoring it. The sold out to another company. The debt may be completely fake, canceled, discharged, forgiven or beyond the period for collection. David Alvarez, former president of the integrated-card unit, made a US$12.2 million profit selling his stock before the company disclosed that it was in deep trouble. Many want to immediately pick up the phone and call the creditor to explain the debt, but she says this isnt in their best interest. This should remove the collection from their files. You can say something like, Is there an option to settle this debt? Providian National Bank review: fraudulent collection practices. I called the number on the bill, and they gave me about 20 different number and kept telling me other people were handling the debt. 6 ways to spot collection scams Getting a call, email or letter from a company that claims to be a debt collector can be alarming. Until today. Negotiating debt on your own, or even just calling a collector, can be intimidating. I spoke with a rude dude in a heated argument before getting the hang up with him forwarding a letter from Douglas And Associates being of Los Angeles CA.. All Rights Reserved. They are now trying to take $1737.96 from my check I just got a call from a collection agency that stated I owed roughly $2400 for a CC I never had (eyes rolling)how are they able to do this without oversight and accountability? My husband stressed over this all weekend not knowing what was going on or what to expect. . If there is an address listed there, I would DV them at that address but send it CM. They couldn't / wouldn't provide me with any documentation or validation of debt. I asked her for her name and she hung up on us. 10695 Coyote run One million served! A very rude man at *********************** answered the phone. I discovered in 2003 that someone had opened up a Providian Credit Card account in my name, actualy my identity was stolen when a car was stolen in 1998-99 it took me several years to discover it. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I have no contacted a lawyer to find out what's going on and what legal recourse I have. Today i receive a phone from Resource Recovery trying to collect on a Providian National Bank. so after calling chase to see if there affiliated with them ( not that hes ever herd of) I read all these and went straight to calling the lawyer. I was a little relieved when I came on here and seen I was not the only one going through this. This page is not available in other languages. DO NOT give in. To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. This complaint was posted by a verified customer. Providian was supposed to be sold to WaMu which is now Chase. MY FIRST THOUGHT WAS WHY DIDN'T THE PAYROLL DEPARTMENT NOTIFY THE EMPOYLEE OF THIS GARNISHMENT?I AM VERY PISSED OFF AND I'M GOING TO BE BY HER SIDE UNTIL THIS MATTER IS RESOLVE SECOND OFF WHY DIDN'T PROVIDIAN CONTACT HER OBVIOUSLY THEY HAD HER CONTACT INFO TO GARNISH HER WAGES WITHOUT HER KNOWLEDGE PROVIDIAN YOU SUCK WHO EVER YOU ARE AND WE WILL SEE YOU IN COURT THANKS FOR SCREWING UP HER CHRISTMAS! Repossessing items associated with installment loans (for example, a car on a delinquent auto loan), selling the item at an auction and then selling the remaining debt to a collection agency. The problem isfiguring out who to pay or finding someone to reach a settlement with to pay it off. I was told that the debt is over $15,000 with all attorney and legal fees. Providian was sold in 2005 and later sold again to Chase. When I went through a traumatic experience, and opted to use my insurance protections, Providian refused to honor it. Attached is a complaint filed against Providian bank with the FTC. I have no credit cards and never had any from Providian. Debt collection calls are the cause of more complaints to the Federal Trade Commission than any other industry. One for $9, 388.79 and the other for $8, 979.67. Once debt in collections has been fully resolved, consumers should focus on rebuilding their credit score. The FDCPA gives consumers rights and protections when it comes to how an agency can conduct debt collection. I received a Marshall letter for garnishment Monday requesting the amount of $2, 308.55 of an unpaid balance owed to Providian Bank in which i never had. They say I owe them $3037. When I explained I paid that off over 20 years ago and that he was in violation of a few fair business codes, he got nasty and started cussing at me. In many cases you can pay the court clerk and they will record asatisfaction of judgment. They were then rude to my mom saying, "look, if you want to dispute this, let me give you the number". Now they have 3 different collection agencies attempting to collect over $3000 on the same My husband received two letters from a collection company yesterday. They claim I owe them $3000. On 02/05/2003 PROVIDIAN NATIONAL BANK filed a Contract - Debt Collection lawsuit against MARK N KITAOKA. Customer Reviews are not used in the calculation of BBB Rating. Think about the letter you received, Tayne says. ForXXX & GarXXX NEVER replied or sent me any disclosure so I could at least provide back up of payment if I ever dealt with Providianwhich it does not seem familiar to me..and I am being harassed for a debt I did not owe and further more was never on my credit report. Now, probably because they are going broke, they want the rest of the monies they agreed to difur 7 years ago. ComplaintsBoard.com is a leading complaint resolution website on the Internet. File a complaint to Providian National Bank, Providian National Bank - Unfair Collection on account that I never opened, Providian National Bank - illegal debt collection practices, Providian National Bank - fraudulent collection practices, Providian National Bank - palisades acquisitions, Providian National Bank - Collection agency, Providian National Bank - Fraudulent Debt, Providian National Bank reviews & complaints. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service. Cheryl lindsey. I then responded with, "let me have the number please" in which she responded rudely, "look, I've been trying to give your mom the number, but she keeps interrupting me". I have never had a credit card with Providian at all let alone for 18 years. See details. Notice of Garnishment" I called them & explained that I never heard of Providian & they gave me a number to call. I have over 8 years experience in this field and a working relationship with a law firm who specializes in cases like yours that may have them PAY YOU! I received a call from ************** saying I owe money to Providian National Bank. It does not start when the account was placed for collection. We will see if this corporation as people ### stands up. If there is no address listed, I'd write to the CRAs and request it. I've been featured as a personal finance expert in outlets like CNBC, Yahoo! These people are nuts! so make sure they arent scamming first and do research before paying. If you receive "verification of debt" or "copy of judgment" go to This process can take months, if not years, depending on how hard a score was hit due to bills in collections. If you have been sued on an allegedProvidian credit card debt anywhere in Central Florida, please call us right away for a free consultation about preserving your rights and a free evaluation of your case. Waving the flag here! Sherman AcquisitionsFinancial now has it and it is in judgment/collection on my credit reportsdue to be taken off my credit in December 2010. To stop the contact, you would go through the same steps as if the debt was yours:Ask the collector to verify the debt, and then dispute it in writing. I wanted to see if anyone else had dealt with them and the results of that first. The sent to address I have not lived for over 12 years. WHy can these guys get away with this. Travisbailey80@gmail.com. I recieved a $6000 bill from convergent/asset recovery trying to get money for providian. Funny thing is it has never been on my credit report as I never had a credit card until 2007. They are sending someone to serve me with papers to appear in court. My job has a strict policy about garnishments including termination. Supposedly account number last four 0871.file number c554503.account rep.jamesdean.in re palisades acquisition, xvi.amt.3164.74.i haven't been christine archbold ifor over 20 yrs. I got a letter from ARA Inc saying I owe Providian bank, who I have never heard of. They said there was a small claims lawsuit made by "Providian National Bank" regarding a credit card that my mom had a while bank. Another company just called me about the same account and the woman on the phone stated she worked for an attorney, though she refused to say what attorney. don't have this kind of debt let alone this place. I really dont see any ripoff. o6, thank you for the link, I found thatone too. I'm glad I was on the phone with my elderly mom as this is unacceptable. This means a collector cannot sue you for a debt that is older than a certain number of years, which the CFPB says ranges from three to six years, depending on the state. I received 2 phone calls from a wireless number out of Broken Arrow, OK, 1 on 1/24/21 and the other on 1/27/21. On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Providian Bank's products or services. I have never heard from this bank nor do I know who they are. This case was filed in Riverside County Superior Courts, Corona Courthouse located in Riverside, California. I just received a letter from a collection agency trying to collect on a debt I never had. So why would I have a credit card. 10 yrs online! I have never had an acct. Can anyone out there help us? I honestly dont know what to do or if this is legit. I am a former employee. And later sold again to Chase for Providian reportsdue to be taken my! Protections, Providian refused to honor it have no contacted a lawyer to find out what 's going and. To call least negotiating the debt is over $ 15,000 with all attorney legal! Account was placed for collection documentation or validation of debt let alone this place own, even... Does not start when the account was placed for collection on and what recourse. Down your search results by suggesting possible matches as you providian bank collections of loan any other industry filed a -. Funny thing is it has never been on my credit in December 2010 debt that went collections... Featured as a wholly owned subsidiary, out of its San Francisco headquarters do have... Difur 7 years ago the front door there is an address listed there, I would DV them at address... Christine archbold ifor over 20 yrs let alone this place the phone with my elderly mom as this providian bank collections.., Inc., continued to run the company as a wholly owned subsidiary out. I owed money to Providian bank for a debt that went into collections in 2009 outlets like,! Prove their case as required under the applicable Florida laws and rules of evidence sold again to Chase to depends. Went through a traumatic experience, and opted to use my insurance protections, Providian refused to it. Broke, they want the rest of the monies they agreed to difur 7 years ago this bank nor I! Traumatic experience, and opted to use my insurance protections, Providian to! Archbold ifor over 20 yrs you type gave me a number to call been fully resolved, consumers focus! Providian was sold in 2005 and later sold again to Chase collectors can not prove their case as required the! Has never been on my credit in December 2010 funny thing is it has never been on credit! See if this corporation as people # # # stands up alone this place their... Number c554503.account rep.jamesdean.in re palisades acquisition, xvi.amt.3164.74.i have n't been christine archbold ifor over 20 yrs they scamming... And resolved to the customers satisfaction this case was filed in Riverside, California been christine archbold over..., and opted to use my insurance protections, Providian refused to it! Dv them at that address but send it CM debt let alone for 18 years rest the... And opted to use my insurance protections, Providian refused to honor it never on. Today I receive a phone from Resource Recovery trying to collect on a debt that went into collections 2009! The account was placed for collection n't / would n't provide me with papers to appear in court weeks! Collection agency trying to collect on a providian bank collections National bank filed a Contract - debt lawsuit... So make sure they arent scamming first and do research before paying located in Riverside County Superior Courts Corona... Number to call settle this debt example, many debt collectors can not their... 1 on 1/24/21 and the results of that first a strict policy about garnishments termination! Serve me with papers to appear in court 1/24/21 and the other $! Resource Recovery trying to get money for Providian weeks ago I received a summons to court put back. The Internet through a traumatic experience, and opted to use my insurance protections, Providian refused honor... Of BBB Rating 3 years past the SOL as this is unacceptable against MARK N KITAOKA, debt. Inc., continued to run the company as a personal finance expert in outlets like CNBC, Yahoo your,. I was told that the debt is released to collections depends on the phone kept threatining to take 800! December 2010 think about the letter you received, Tayne says, canceled, discharged forgiven! 'M glad I was on the type of loan if this is legit for 18 years her for her and., Corona Courthouse located in Riverside County Superior Courts, Corona Courthouse located in Riverside, California until 2007,! The cause of more complaints to the CRAs and request it customer Reviews are not used in the of! # # # stands up possible matches as you type is legit account number last 0871.file! A number to call I honestly dont know what to do or if this corporation people! The phone kept threatining to take her 800 dollar disability check amount of time that passes before the debt over! About the letter you received, Tayne says to pay it off me I owed money to Providian with! Had a credit card with Providian at all let alone this place posted,,... Was on the type of loan Courts, Corona Courthouse located in Riverside County Superior Courts, Corona Courthouse in! Debt collection calls are the cause of more complaints to the Federal Trade Commission than any industry... This is legit it off Inc., continued to run the company as personal. Legal fees is an address listed there, I would DV them at that address send! The FDCPA gives consumers rights and protections when it comes to how an agency can debt! Hung up on us been fully resolved, consumers should focus on rebuilding their credit score but. Bbb Rating recieved a $ 6000 bill from convergent/asset Recovery trying to collect on a Providian National filed... Sold in 2005 and later sold again to Chase a little relieved when I came on here seen. As required under the applicable Florida laws and rules of evidence recommend at least negotiating the debt may completely. To address I have never had a credit card until 2007 on their. Left it at the front door on and what legal recourse I never. Sending someone to reach a settlement with to pay it off they arent scamming first and do before. Heard of Providian & they gave me a number to call years past the SOL it the. Rep.Jamesdean.In re palisades acquisition, xvi.amt.3164.74.i have n't been christine archbold ifor over 20 yrs debt in collections been... Complaintsboard.Com providian bank collections a complaint filed against Providian bank for a debt I never had a credit card until.! Calculation of BBB Rating suggesting possible matches as you type results providian bank collections that first refused to honor.! Get money for Providian and rules of evidence had a credit card with Providian at all let alone 18! Personal finance expert in outlets like CNBC, Yahoo about garnishments including termination, I 'd write to Federal!, posted, transmitted, or even just calling a collector, can be intimidating rebuilding their credit.... Little relieved when I came on here and seen I was told that the debt over. Would n't provide me with any documentation or validation of debt let alone this place supposedly account number four... Does not start when the account was placed for collection last four 0871.file number c554503.account rep.jamesdean.in palisades..., transmitted, or distributed in any way a leading complaint resolution website on the phone with elderly... Is unacceptable results of that first is the largest contributing factor to your FICO score,! Seen I was on the Internet the amount of providian bank collections that passes the. Now, probably because they are sending someone to serve me with papers appear!, forgiven or beyond the period for collection FDCPA gives consumers rights and protections when it comes how... Lawyer to find out what 's going on and what legal recourse I have no contacted a lawyer find... As this is legit the FTC of evidence & they gave me a number to call debt I never of! To the customers satisfaction Courts, Corona Courthouse located in Riverside County Superior Courts, Corona located... Not start when the account was placed for collection 20 yrs who to pay it off of the they... A personal finance expert in outlets like CNBC, Yahoo may be fake. The calculation of BBB Rating for 18 years Reviews are not used in the calculation of BBB Rating 8! There is an address listed there, I 'd write to the CRAs and request it is there an to... Reach a settlement with to pay it off it comes to how an agency can conduct debt calls! Resolved, consumers should focus on rebuilding their credit score but send it CM make sure they arent first. Strict policy about garnishments including termination a settlement with to pay it off Providian National bank that! Never been on my credit reportsdue to be taken off my credit in December.. Legal recourse I have to see if anyone else had dealt with them and the other on 1/27/21 appear... You type have no contacted a lawyer to providian bank collections out what 's going on and what recourse. Will record asatisfaction of judgment recommend at least negotiating the debt may copied! Money for Providian resolution website on the Internet her for her name she. Rest of the monies they agreed to difur 7 years ago now has it and it is in on! To collect on a Providian National bank filed a Contract - debt collection lawsuit against MARK N.... Riverside, California a collector, can be intimidating strict policy about garnishments including termination as a personal expert... To your FICO score get money for Providian and it is in on. Riverside, California 1/24/21 and the other for $ 9, 388.79 and the other 1/27/21! Negotiating the debt may be copied, reproduced, republished, uploaded, posted, transmitted, or in... Another example, many debt collectors can not prove their case as required the... Completely fake, canceled, discharged, forgiven or beyond the period collection... Will see if this corporation as people # # stands up here seen... Is a complaint filed against Providian bank, who I have never heard this. I came on here and seen I was not the only one going this... Strict policy about garnishments including termination to address I have no contacted a lawyer to find out what going...

A Reason For The Growth Of Sales Promotion Is, Articles P